IMLA News
IMLA predicts healthy lending growth for 2025, greater intermediary business and more remortgaging
The latest report from the IMLA The new ‘normal’—prospects for 2025 and 2026 examines the mortgage market in 2024 and presents a set of forecasts for the residential and buy-to-let mortgage markets over the next two years.
IMLA welcomes new AMI chief executive Stephanie Charman
IMLA is delighted to learn of the appointment of Stephanie Charman as the new chief executive of the Association of Mortgage Intermediaries (AMI).
IMLA warns of unintended consequences of proposals for PRS
IMLA report on the Private Rented Sector calls for government to: recognise the importance of PRS, which houses 20% of UK households; accept that increased regulation will push up rents, and; apply policy more fairly across tenures.
Intermediary confidence in own businesses dips marginally post-election
Adviser confidence in the outlook for the mortgage market and the intermediary sector remained stable in Q3, but advisers’ confidence in their own businesses fell slightly, according to the latest findings from IMLA’s Mortgage Market Tracker
Intermediary confidence rises to long-run ‘norm’ in Q2 2024 as business volumes grow
Adviser confidence in outlook for the mortgage market, intermediary sector and own business all up in the first quarter of 2024, according to the latest findings from IMLA’s Mortgage Market Tracker
IMLA urges government to review regulatory barriers to first-time ownership
IMLA’s latest research on mortgage affordability estimates that the cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by the end of 2023.
Phoebus becomes IMLA's latest associate member
IMLA now has a total of 69 full and associate members including banks, building societies, non-bank lenders and mortgage service providers
Permanent Mortgage Guarantee Scheme would not move the dial for FTBs
The Labour party’s proposed initiative has been effective in grabbing headlines, but would be unlikely to be effective in helping First-Time Buyers onto the property ladder.
Smart Money People joins IMLA as associate member
IMLA now has a total of 69 full and associate members including banks, building societies, non-bank lenders and mortgage service providers
Intermediary confidence rises in Q1, returning to pre-2022 mini-budget levels
Adviser confidence in outlook for the mortgage market, intermediary sector and own business all up in the first quarter of 2024, according to the latest findings from IMLA’s Mortgage Market Tracker
IMLA backs BSA’s calls for housing policy reform
The Intermediary Mortgage Lenders’ Association (IMLA) fully supports the Building Societies Association (BSA) in its calls for Government reforms to assist first-time buyers and address the UK’s housing crisis
Confidence returns to mortgage market with intermediary business levels up in Q4 2023
The latest Mortgage Market Tracker Report from IMLA reveals that 83% of advisers felt confident about the outlook for the mortgage market in December 2023, with the average number of cases placed annually by mortgage brokers rising to 103 in Q4.
Pure Retirement becomes latest IMLA member
Lifetime mortgage provider Pure Retirement has become the latest full member of the Intermediary Mortgage Lenders Association
Mortgage market to contract slightly in 2024 before recovering in 2025; intermediary share keeps growing
IMLA has published its annual report on prospects for the mortgage and housing markets over the next two years. The ‘New Normal’ report estimates that gross lending fell to £225.5 billion in 2023, down 28% on the previous year.
Buy-to-let landlords braced for 80% rise in borrowing costs—but 53% still planning longer-term expansion
The Intermediary Mortgage Lenders Association has today published a new report seeking to gain a better understanding of Private Rented Sector (PRS) providers.
Richard Beardshaw to become IMLA Chair as members elect new Management Committee
Richard Beardshaw, Head of Sales, Mortgage Intermediaries at HSBC UK, has been appointed as Chair of IMLA’s Management Committee for 2024 and 2025
Intermediary business levels stable as Q3 promises to be strongest lending quarter of 2023
The latest Mortgage Market Tracker report from IMLA reveals that advisers case numbers remain robust, while both DIP-to-completion and App-to-completion numbers have rebounded strongly.
Pegasus Insight becomes the latest associate IMLA member
Pegasus Insight, a recently established professional research services consultancy, has become the latest associate member of the Intermediary Mortgage Lenders Association
Intermediary confidence in mortgage market ‘surprisingly’ steady for Q2 as business levels hold
The latest Mortgage Market Tracker report from IMLA reveals surprisingly upbeat market sentiment among advisers during Q2, although the data indicate growing caution about the outlook for the sector.
IMLA and AMI publish guide to understanding lender funding
In light of the ongoing interest rate volatility, IMLA and AMI have teamed up to produce an online guide to understanding lender funding, product pricing and availability for mortgage professionals